What Amex Platinum’s $400 Resy Credit And Platinum Nights Mean For Foodies—And How To Max Them Out – Forbes Advisor


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American Express is doubling down on dining with The Platinum Card® from American Express (terms apply, rates & fees), rolling out two new benefits that put card members at the front of the line for coveted restaurant experiences and help ease the bill.

Through its partnership with Resy, Platinum cardholders now receive exclusive access to reservations in select cities and a newly introduced up to $400 in annual dining statement credits (enrollment required).

In practice, cardholders can land tables at in-demand spots and get up to $100 back via statement credit each quarter when they dine. Whether it’s a chef’s tasting menu or a casual night out, Platinum Nights by Resy makes it easier to enjoy a great meal without the sticker shock.

A Welcome Bonus That Turns Heads

New Platinum applicants often see a welcome offer that’s massive: a personalized offer as high as 175,000 Membership Rewards® Points after spending $8,000 on eligible purchases on the card in the first 6 months of card membership (approval required, welcome offers vary and you may not be eligible for an offer).

Depending on how you redeem your Membership Rewards® Points, that value could cover first-class flights or countless luxe dinners.

Platinum Nights by Resy: Skipping the Waitlist

If you’ve ever tried booking a buzzy new restaurant in New York, Los Angeles or Miami, you know prime-time tables can disappear in seconds. That’s where Platinum Nights by Resy comes in.

The new program sets aside select reservations at sought-after Resy-partner restaurants exclusively for Amex Platinum cardholders.

By simply linking your card to your Resy profile, you’ll gain visibility into these hidden tables and can book them directly. Whether you’re planning a date night, entertaining clients or just treating yourself, the benefit cuts through the chaos of oversubscribed reservation lists.

Up to $400 Resy Dining Credit: Real Value Back

Beyond access, Platinum members now have another reason to dine out: up to $400 in annual Resy statement credits.

Enrollment is required, but once activated, cardholders can earn up to $100 in statement credits each quarter when dining at over 10,000 of Resy’s U.S. partner restaurants.

That means whether you’re enjoying a chef’s tasting menu in San Francisco, grabbing dinner in New York or revisiting a favorite neighborhood spot, the card helps soften the hit to your wallet. Pair this with Platinum Nights, and you’ll land tables while offsetting costs.

Maximizing the Benefits

The Platinum Card® from American Express charges a $895 annual fee, so using these perks in full is a smart way to offset its yearly cost. To get the most from these new offers, cardholders should:

  • Enroll right away. You must activate the up to $400 Resy statement credit to earn up to $100 back via statement credit each quarter.
  • Link your card to Resy. This is required to unlock Platinum Nights reservations.
  • Plan around the calendar. Because the credit resets quarterly, spreading out your dining throughout the year ensures you capture the full value up to $400.

Bottom Line

The Platinum Card® from American Express has always been about access and exclusivity, and the new partnership with Resy doubles down on that promise.

For food enthusiasts, hard-to-get reservations and substantial dining credits could be worth hundreds each year, easily offsetting part of the card’s hefty $895 annual fee.

Whether you’re aiming for a table at the next big opening or indulging in worry-free dining at your favorite local spot, Platinum Nights and the up to $400 annual Resy statement credit make The Platinum Card® from American Express one of the most restaurant-friendly premium cards on the market.

To view rates and fees for The Platinum Card® from American Express please visit this page.

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