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Subaru BRZ auto insurance at a glance:
Subaru BRZ Insurance Rates by Company
Comparing car insurance quotes from different insurance companies can lead to substantial savings for BRZ owners. Our assessment of major insurance companies found that USAA* has the most cost-effective rates for a BRZ. The next most affordable company was Geico.
Related: The best car insurance companies
Subaru BRZ Insurance Costs by State
The differences in Subaru BRZ insurance rates across the country are generally attributed to factors such as historical claims data, medical bills, vehicle repair costs and state regulations. When it comes to insuring a Subaru, Louisiana tops the list as the most costly, while Vermont claims the title for the most affordable.
Cost of Insurance for a Subaru BRZ Based on Driver Age
According to a price analysis by Forbes Advisor, the cheapest age for insuring a Subaru BRZ is 60.
Conversely, the most expensive age to insure a BRZ is age 20.
There are multiple factors that go into determining your own car insurance rates. These typically include your driving record, your garaging address (where you keep the car), annual mileage, your credit-based insurance score (car owners with lower credit pay more), your past auto insurance claims, the model of the vehicle, any recent lapse in your vehicle insurance and the types and amount of insurance chosen.
Related: 9 Factors That Affect Your Car Insurance Rates
How to Save Money on Subaru BRZ Car Insurance
There are several ways you can lower car insurance costs, such as:
- Check out car insurance quotes. Car insurance companies have their own ways for pricing insurance for a Subaru BRZ. The best way to find a low rate is to compare car insurance quotes from several insurers.
- Purchase the right amount of car insurance. While you want to make sure you are adequately insured, you also don’t want to overpay for insurance you don’t need for a BRZ. Here’s a guide to determining how much car insurance you need.
- Maintain the best possible credit score. Insurers in most states can use your credit-based insurance score as a factor in calculating rates. But not all insurers weigh this factor the same, which is why it’s good to get several quotes.
- Raise your deductible. Usually the higher the car insurance deductible, the less you pay in premiums. Common deductible amounts range from $250 to $2,000 or more.
Methodology
Unless otherwise noted, rates are based on a 40-year-old female with a good driving record and insuring a new vehicle. Rates shown are for coverage of $100,000 in bodily injury liability coverage per person, $300,000 per accident and $100,000 in property damage liability (100/300/100), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other coverage required in a state. Source: Quadrant Information Services.
*USAA car insurance is available only to military members, veterans and their families.