If a Chase credit card is in your future, and you are under the 5/24 mark, there are plenty of valuable credit cards to choose from.
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is an excellent option for those looking to start earning and using travel rewards for the first time. Cardholders will earn 5 points per dollar on travel purchased through Chase Travel℠, 3 points per dollar on dining, select streaming services and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on other purchases.
It currently offers a welcome bonus of 75,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
With this card, Chase Ultimate Rewards can be redeemed at a higher rate on eligible purchases through Chase Travel℠ via Points Boost (vs. 1 cent when redeemed for cash back). They can also be transferred to Chase’s airline and hotel partners, like United and Hyatt, at a 1:1 ratio. The card has a $95 annual fee.
Chase Sapphire Reserve®
The Chase Sapphire Reserve® offers best-in-class purchase and travel protections built into the card—in addition to numerous travel benefits and lifestyle credits.
Cardholders will earn 8 points per dollar on all purchases through Chase Travel℠, including The Edit℠, 4 points per dollar on flights and hotels booked direct, 3 points per dollar on dining worldwide and 1 point per dollar spent on all other purchases.
With the welcome offer, new cardholders can earn 100,000 bonus points, plus a $500 Chase Travel℠ promo credit after spending $5,000 on purchases in the first three months from account opening. This card has a $795 annual fee.
Chase Freedom Flex®*
The Chase Freedom Flex®* earns generous cash back on quarterly rotating categories.
Maximize the quarterly categories and earn 5% cash back on up to $1,500 in combined purchases in categories that rotate quarterly (requires activation), 5% cash back on travel purchased through Chase Travel℠, 3% cash back on dining and drugstores and 1% cash back on all other purchases. This card has a $0 annual fee.
You can also earn a welcome bonus when you are approved: $200 bonus after spending $500 on purchases in the first 3 months from account opening.
Sapphire Reserve for Business℠
The Sapphire Reserve for Business℠ has a generous welcome offer, likely to make your head turn: Earn 200,000 bonus points after spending $30,000 on purchases in the first six months from account opening.
But beyond that, the card excels for its mix of travel and business earnings. You’ll earn 8 points per dollar on Chase Travel℠ purchases, 5 total points per dollar spent on eligible Lyft rides (through Sept. 30, 2027), 4 points per dollar on flights and hotels booked direct, 3 points per dollar on social media and search engine advertising, 1 point per dollar on all other purchases.
And though the card has a high annual fee of $795, you can make up for that if you use its many benefits and credits, like a $300 travel credit, airport lounge access and statement credits with partners, like up to $400 with ZipRecruiter per year and $200 with Google Workspace when you charge qualifying expenses to your card.
Ink Business Preferred® Credit Card
The Ink Business Preferred® Credit Card is a top credit card for business owners, with a remarkable welcome offer and modest annual fee of $95.
The card offers a strong welcome bonus of 90,000 bonus points after spending $8,000 on purchases in the first 3 months from account opening. In addition, you will earn 3 points per dollar on the first $150,000 spent on travel and select business categories each account anniversary year and 1 point per dollar on all other purchases.
On top of the earning potential, you will have several complementary benefits including cellphone protection, travel insurance, rental car insurance and no foreign transaction fees.
The World of Hyatt Credit Card
The World of Hyatt Credit Card is an excellent option for regular travelers who enjoy free hotel nights. As you spend on the card, you can earn higher loyalty status levels, as well as free nights.
The card currently has a welcome offer of 2 Free Nights after spending $4,000 on purchases in the first 3 months from account opening, plus 25,000 bonus points after spending $12,000 on purchases in the first 6 months from account opening. In addition, you will earn up to 9 points total per dollar spent at Hyatt – 4 bonus points per dollar spent on qualified purchases at Hyatt hotels and up to 5 base points per dollar from Hyatt as a World of Hyatt member. Earn 2 bonus points per dollar spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships and 1 point per dollar on all other eligible purchases. This card charges a $95 annual fee.
Read more: The Best Chase Credit Cards