How Chase And Wells Fargo Cardholders Can Save Even More – Forbes Advisor


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Walt Disney World just rolled out one of its best early 2026 promotions. Guests can save up to 25% on stays at select Disney Resorts Collection hotels for many nights between February 22 and April 30, 2026—a window that covers spring break, Easter vacations and even the start of summer travel.

The deal covers all of Disney’s resort tiers, from budget-friendly value hotels to deluxe properties along the monorail.

But savvy Disney travelers don’t stop at 25% off. With some magic in your wallet, you can stack even more savings—from flights and hotels to churros, lightsabers and much-needed Mickey ears—making your Disney vacation significantly cheaper without sacrificing the magic.

Add a Little Pixie Dust to Your Savings

Scoring up to 25% off your hotel stay is a strong start, but the real savings come when you pair Disney’s promotions with the right credit cards.

From airfare and hotels to snacks, souvenirs and rideshares, the right mix of cards can stretch your budget well beyond Disney’s advertised deals.

Here’s how three point-powerhouse cards can help make your Disney trip more affordable from takeoff to checkout:

Fly Into Orlando for Less With the Chase Sapphire Reserve®

Airfare is often the first, and most significant, expense of any Disney trip. That’s where the Chase Sapphire Reserve® can make a major difference. With 8 points per dollar on all purchases through Chase Travel℠, including The Edit℠, 4 points per dollar on flights and hotels booked direct, 3 points per dollar on dining worldwide and 1 point per dollar spent on all other purchases—plus a $300 annual travel credit—this premium card helps cut costs before you even land in Florida.

You can apply the travel credit directly toward flights, redeem Chase Ultimate Rewards® points for airfare through the Chase Travel portal or transfer points to partner airlines such as Southwest and United. If you’re redeeming for a family trip, pooling points with a spouse or partner can cover multiple tickets.

Frequent Disney travelers will also appreciate the card’s built-in travel protections. Trip cancellation and delay coverage can reimburse you if weather or airline issues derail your plans—something especially valuable if you’re traveling during Florida’s unpredictable spring weather.

Book Your Disney Hotel Stay and Earn Points With the Wells Fargo Autograph® Card

While guests can already score up to 25% off select Disney resort stays, you can stack that discount by paying with a card that earns bonus rewards on travel—like the Wells Fargo Autograph® Card. It earns 3 points per dollar at restaurants, travel, gas stations, transit, popular streaming services and phone plans, 1 point per dollar on other purchases, so you’ll rack up rewards even while saving on your stay.

Because Disney’s official resorts include perks like early park entry and free transportation, booking directly often makes sense—and with this card, you’ll be rewarded for doing so. Its points are flexible, too: You can redeem them toward future travel, gift cards, or even statement credits to help offset your trip costs.

Another benefit: the Wells Fargo Autograph® Card has a $0 annual fee, making it a strong choice if you want solid rewards without the cost of a premium card. Pairing it with the Chase Sapphire Reserve® can be a powerful combo—use the Reserve for flights and big-ticket travel expenses, and the Wells Fargo Autograph® Card for the hotel portion of your Disney adventure.

Maximize Everyday Disney Spending With the Chase Freedom Unlimited®

Disney days have a way of turning into full-blown spending sprees—from character breakfasts and limited-edition ears to churros on every corner. The Chase Freedom Unlimited® card can keep that magic from draining your wallet.

It earns 5% cash back on travel purchased through Chase Travel℠, 3% cash back on eligible dining and drugstores and 1.5% on all other purchases. Beyond everyday rewards, new cardholders can also earn $200 cash back after spending $500 on purchases in the first 3 months from account opening.

This card’s synergy with the Chase Sapphire Reserve® makes it even more valuable. Because both cards earn Chase Ultimate Rewards® points, you can combine them and redeem them at a higher value, turning small daily purchases into meaningful savings.

Bottom Line

Disney vacations aren’t cheap, but they don’t have to blow your budget. With up to 25% off resorts and smart use of travel and rewards credit cards, you can shave hundreds off your total trip cost.

Book your stay early, stack rewards whenever possible and let your points handle part of the bill. That way, you can focus on Dole Whips, fireworks and magical memories instead of receipts.

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