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Chase is currently offering enhanced welcome bonuses on its co-branded Disney Visa cards.
The no-annual-fee Disney® Visa® Card* now offers a $200 statement credit after spending $500 on purchases in the first 3 months from account opening. The Disney® Premier Visa® Card*, which carries a $49 annual fee, is offering a $400 statement credit after spending $1,000 on purchases in the first 3 months from account opening.
While these cards primarily appeal to fans who frequently spend on Disney parks, resorts, cruises or media, other Chase cards—including several of Forbes Advisor’s picks for the best credit cards for Disney vacations—may offer broader rewards potential for general travelers.
Disney-Branded Cards: Enhanced Offers
Disney® Visa® Card*
At a $0 annual fee, the Disney® Visa® Card* grants cardholders a $200 statement credit after spending $500 on purchases in the first 3 months from account opening.
Outside of the welcome offer, the card earns 1% in Disney Rewards Dollars on all card purchases. It also includes 10% off on select purchases at DisneyStore.com and at Disneyland Resort and Walt Disney World Resort locations when you use your card.
If you’re looking to finance a Disney trip, you can take advantage of the card’s 0% intro APR for 6 months on select Disney vacation package purchases, then a 17.99% to 26.99% variable APR on purchases and balance transfers applies. A balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater, applies.
Disney® Premier Visa® Card*
The Disney® Premier Visa® Card* charges a $49 annual fee and includes a $400 statement credit after spending $1,000 on purchases in the first 3 months from account opening. Its earnings include 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com, 2% on card purchases at gas stations, grocery stores, restaurants and most Disney locations. Plus, earn 1% on all other card purchases.
Its additional perks resemble the Disney® Visa® Card*, including 10% savings on select merchandise purchases at DisneyStore.com and Disneyland Resort and Walt Disney World Resort locations when you use your card and a financing offer: 0% intro APR on purchases for 6 months on select Disney vacation packages, followed by a regular 17.99% to 26.99% variable APR on purchases and balance transfers. A balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater, applies.
The Magic Only Goes So Far
Both Disney Visa cards primarily benefit consumers who regularly spend within the Disney ecosystem, such as frequent visitors to Disneyland or families who take annual Disney World vacations. For other travelers, the rewards structure may be less competitive compared with more versatile travel or cash-back cards.
The cards also earn rewards in the form of Disney Rewards Dollars, which can be redeemed for Disney experiences like theme park tickets, resort stays, and shopping and dining purchases within U.S. parks. Since these rewards also lock you into the Disney-spending sphere, you may be better off earning flexible rewards, such as straight cash back or points that can be redeemed for gift cards or transferred to travel partners, depending on the card’s offerings.
Here are some of Forbes Advisor’s recommendations for the best credit cards for Disney vacations.
Broader Travel Credit Card Options: For When Your Journey Goes Beyond the Castle
Chase Sapphire Reserve®
The Chase Sapphire Reserve® is a premium travel card, offering 8 points per dollar on all purchases through Chase Travel℠, including The Edit℠, 4 points per dollar on flights and hotels booked direct, 3 points per dollar on dining worldwide and 1 point per dollar spent on all other purchases.
It provides a more lucrative welcome bonus than the Disney cards, albeit for a much higher spending threshold: 125,000 bonus points after spending $6,000 on purchases in the first 3 months from account opening.
It includes a $300 annual travel credit, Priority Pass lounge access and other high-end travel perks. Because it isn’t tied to a single brand, cardholders can redeem Ultimate Rewards® points for flights and hotels (including those near Disney resorts. Cardholders can do so by redeeming points through Chase Travel or transferring them to airline and hotel partners.
The annual fee is substantially higher—currently $795—so cardholders need to maximize its benefits to offset the cost. For travelers whose Disney trips are part of broader travel plans, the flexibility of the Sapphire Reserve may provide stronger overall value than a Disney-specific card.
Chase Freedom Unlimited®
The Chase Freedom Unlimited® is a no‐annual‐fee card that earns 5% cash back on travel purchased through Chase Travel℠, 3% cash back on eligible dining and drugstores and 1.5% on all other purchases.
Cardholders can redeem points for travel at a rate of 1 cent per point, though pairing the card with a premium Chase product like the Sapphire Reserve can increase redemption value.
While it doesn’t include Disney-specific perks, the card offers general travel flexibility for those not focused solely on Disney-related spending.
Bottom Line
The Disney® Visa® Card* and Disney® Premier Visa® Card* cards deliver enhanced statement credits and perks designed for Disney enthusiasts, making them the best fit for those who regularly spend on Disney parks, resorts, cruises or media.
However, travelers who prefer flexibility or plan vacations beyond Disney destinations may find further long-term value in broader travel rewards cards.