Delta SkyMiles® Platinum Business American Express Card vs. Delta SkyMiles® Reserve Business American Express Card
If you want to really amp up your Delta experience, consider the Delta SkyMiles® Reserve Business American Express Card (Terms apply, see rates & fees). For a $650 annual fee, the card grants 15 visits each year to the Delta Sky Club. Access to the Sky Club is typically limited to those with Delta Sky Club memberships, and you can only purchase one if you hold Delta Medallion status. There are a handful of workarounds to gain access and ownership of this card is one of them. The card also offers access to The Centurion Lounges.
Aside from the lounge access, the card also comes with an annual companion pass perk, this one good for higher-class fares and not just Main cabin. Plus, similar statement credits as the Platinum version but richer: up to $240 in Resy Credit ($20 per month), up to $120 in Rideshare Credit ($10 per month) and up to $250 in Delta Stays Credit. Enrollment is required for select benefits. The card also gets the same $2,500 MQD boost but earns $1 MQD per $10 spent, twice the earning rate of the Delta SkyMiles® Platinum Business American Express Card. If lounge access and accelerated status is your goal, the Business Reserve card is a better fit than the Platinum Reserve.
Delta SkyMiles® Platinum Business American Express Card vs. The Business Platinum Card® from American Express
There’s no question that lounge access can make airport travel more comfortable, and the American Express Platinum Card® offers the most expansive lounge access you’ll find. In addition to 10 Delta Sky Club passes annually, the card grants access to Priority Pass Lounges (enrollment required), Centurion Lounges, Escape lounges and more. The card earns 5 Membership Rewards points per dollar on flights, outearning the Delta Platinum Business card, and Membership Rewards can be transferred to Delta.
The Business Platinum Card® from American Express (Terms apply, see rates & fees) also comes with a long list of potential credits that can compensate for the card’s lofty annual fee. But it doesn’t come with an annual companion pass or airline status boost. For current and aspiring Delta loyalists, the Delta Platinum Business card is likely the better choice. But if you’re airline agnostic, consider the Amex Business Platinum.
Delta SkyMiles® Platinum Business American Express Card vs. Capital One Venture X Business
The Capital One Venture X Business (rates & fees) can be an appealing option for someone seeking a streamlined premium card experience. The card has an annual fee that’s only slightly higher than the Delta Business Platinum card at $395, but it comes with an annual $300 travel credit for bookings made through Capital One Travel. The card also grants access to the plush Capital One Lounge collection and Priority Pass lounges upon enrollment.
The card makes it simple to use its rewards–you can book travel through Capital One using your miles or book any way you’d like and then take a statement credit to reimburse yourself for travel. There’s no path to airline elite status, but there also aren’t a number of incremental credits you need to try to maximize to make the annual fee worth it. If Delta-specific perks aren’t your end goal, this card offers simplicity.