While these two Ink cards are marketed as cash-back cards, the rewards are earned in the form of Ultimate Rewards points. This matters because it means that cardholders can combine points from these cards with premium Ultimate Rewards-earning cards to gain access to additional travel redemptions that can provide higher value through Chase Travel℠.
For example, both the Ink Business Preferred® Credit Card and the Sapphire Reserve for Business℠ give cardholders the option to transfer points to over a dozen travel partners, including popular domestic hotels and airlines such as Hyatt and United Airlines. By finding high-value award redemptions with these partners, you could significantly boost the value of your 90,000 Ultimate Rewards points.
As an example, 90k points transferred to World of Hyatt could get you three nights at the Hyatt Regency Maui Resort in March 2026 at 29,000 Hyatt points per night for a king bedroom (with 3,000 points to spare).
If you were to pay cash for the same room on the same date, you’d pay $621 per night plus taxes and fees.
Including taxes and fees for three nights, your total cost would be 2,208.87. So by redeeming 87,000 of your 90,000 points in this way, you’d get more than double the value compared to redeeming them for $870 in cash back. Another benefit of booking Hyatt stays with points is that resort fees are waived for on award stays.
Premium Chase business cards also offer Points Boosts for select flights and hotel bookings on Chase Travel that can increase the value of your rewards by up to 2X. Keep in mind that you can also combine your rewards from Ink business cards with premium consumer cards from Chase that offer similar high-value travel redemptions, such as the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve®.
One final way to maximize these welcome offers is to utilize the intro APR offer in tandem. Putting a large purchase on your new card can help you meet the spending required to earn the welcome bonus. And then you can take advantage of the intro APR to pay off that purchase over several months without interest.