Best Pet Insurance Companies Of 2026



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Best Pet Insurance Companies Of 2026


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HOW WE ANALYZED

We crunched more than 900,000 pet insurance costs and analyzed 34 key coverage categories, including the ability to pay your vet directly, 24/7 pet telehealth access and wellness plan options, to help you find the best pet insurance plan. Read our methodology



Compare Plans


Via Forbes Advisor

Top plans:
5 co. rated 4.0+

Avg cost:
$66 dog; $34 cat/mo

Cov:
Unlimited/$250 ded/80% lvl

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Pet emergencies like car accidents, foreign object ingestion, or cancer treatments can cost thousands. Pet insurance helps cover those expenses. Discover which policies offer top-notch coverage and compare prices and features across providers.

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How We Found the Best Pet Insurance Companies

How We Found the Best Pet Insurance Companies

We analyzed 34 key coverage factors such as costs, 24/7 tele-vet access, the ability to pay your vet directly and wellness add-ons. We crunched more than 900,000 pet insurance rates across the U.S. We also surveyed 1,300 pet parents who purchased a plan and 1,300 pet parents who filed a pet insurance claim. Our editors are committed to bringing you unbiased ratings and information. Our editorial content is not influenced by advertisers. We use data-driven methodologies to evaluate insurance companies so all can be measured equally. You can read more about our editorial guidelines and methodology for the ratings below.

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How We Evaluate Pet Insurance Providers

  • 90,224

    Pet Insurance Rates

    We crunched rates nationwide for dogs and cats of varied breeds and ages.

  • 2,600

    Pet Owners Surveyed

    We surveyed pet parents about new plans and claims  to measure satisfaction.

  • 34

    Coverage Categories

    We evaluated key coverage perks, including direct vet pay and telehealth.

  • 6

    Breeds Assessed

    Pet insurance costs vary by breed. We scored rates for six popular dog breeds.

Methodology

To find the best pet insurance, we collected data and scored each pet insurance company across several categories. Only pet insurers offering annual maximum coverage of $100,000 or unlimited were scored so that comparisons were fair among companies. If a company has more than one top-scoring policy, we show only the policy with the highest score.

Pet insurance rates for mixed breed dogs (20% of score): We calculated average rates for medium-sized mixed breed dogs ages 3 months, 2 years, 5 years and 7 years for plans with unlimited coverage, a $250 deductible and 80% reimbursement level, or the closest options available. 

Pet insurance rates for purebred dogs (20% of score): We calculated average rates for French bulldogs, German shepherds, golden retrievers, labrador retrievers and poodles ages 3 months and 3 years for plans with unlimited coverage, a $250 deductible and 80% reimbursement level, or the closest options available. 

Direct payment to vet (10% of score): Pet insurance companies that have the ability to pay a vet directly earned points. In order to receive points, this feature must be stated on the pet insurer’s website. 

Special waiting period (5% of score): Many pet insurance companies have a special waiting period for problems such as cruciate ligament issues and hip dysplasia. Plans that have no special waiting period, a waiting period of fewer than six months or the ability to have the waiting period waived scored higher. In certain states, waiting periods are dictated by state law and may vary. 

24/7 vet telehealth line (5% of score): Insurers that provide access to a 24/7 vet telehealth line earned points. 

Routine wellness plans (5% of score): Insurers that offer optional wellness plans earned points. 

Multi-pet discount (5% of score): Many pet insurance companies offer a discount if you insure more than one pet. Insurers that offer a multi-pet discount earned points. 

Digital experience (5% of score): We evaluated pet insurers on mobile app ratings for both Android and Apple, if there’s a useful website search function and if there’s a live chat that provides helpful information. 

Behavioral therapy (2% of score): Insurers that cover behavioral therapy in their base policies earned points. 

Alternative therapy (2% of score): Insurers that include alternative therapies such as acupuncture, chiropractic care and hydrotherapy in their base policies earned points. 

Dental illness (2% of score): Insurers that include coverage for dental illnesses, such as gingivitis and periodontal disease, earned points. 

Pays veterinary exam fees (1% of score): Policies that cover the vet exam fee received points. Not all insurers cover exam fees, even if the fee is for an illness or accident-related visit that’s covered by insurance. 

Stem cell therapy (1% of score): Insurers with coverage for stem cell therapy in their base policies earned points. 

Coverage for prescription food and supplements (1% of score): Insurers that reimburse for food and supplements prescribed by a veterinarian earned points. 

Euthanasia or end-of-life expenses (1% of score): Insurers that cover end-of-life expenses, such as euthanasia, cremation or burial fees, received points. 

Forbes Advisor customer satisfaction survey (15% of score): We conducted two surveys of current pet insurance customers. 

1) We surveyed 1,300 American pet owners with insurance that have purchased a new policy within the last 12 months, 100 per company. This online survey was commissioned by Forbes Advisor and conducted by market research company Talker Research, in accordance with the Market Research Society’s code of conduct. Data was collected from October 11-29, 2024. The margin of error is ± 1.5 point with 95% confidence. This survey was overseen by Talker Research, whose team members are members of the Market Research Society (MRS) and the European Society for Opinion and Marketing Research (ESOMAR). 

2) We surveyed 1,300 American pet owners who have filed a pet insurance claim within the past 12 months. This online survey was commissioned by Forbes Advisor and conducted by market research company Talker Research, in accordance with the Market Research Society’s code of conduct. Data was collected from October 11 to November 4, 2024. The margin of error is ± 1.9 point with 95% confidence. This survey was overseen by Talker Research, whose team members are members of the Market Research Society (MRS) and the European Society for Opinion and Marketing Research (ESOMAR). 

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(20%)

Pet insurance rates for mixed breed dogs

(20%)

Pet insurance rates for purebred dogs

(10%)

Direct payment to vet

(5%)

Special waiting period

(5%)

24/7 vet telehealth line

(5%)

Routine wellness plans

(5%)

Multi-pet discount

(5%)

Digital experience

(2%)

Behavioral therapy

(2%)

Alternative therapy

Consumer Sentiment Index

The Consumer Sentiment Index (CSI) from Forbes Advisor uses a proprietary weighting system designed by our subject matter experts. It evaluates thousands of consumer insights and reviews from leading online forums to determine customer satisfaction at scale.

Each company is assigned an overall score derived from four different components scored on a 5-point scale: Coverage options, cost, claims process and customer service.

Read More

Company Consumer Sentiment Index  Coverage Options Cost Claims Process Customer Service and  Support
Prudent Pet
8.3

3.8
3.9
4.1
4.4
Chewy
8.2

4.2
4.4
4.5
3.8
AKC
7.3

3.5
3.2
3.9
4.4
Lemonade
7.3

3.1
3.8
3.9
3.6
Pumpkin
7.0

3.5
3.2
3.7
3.9
ManyPets
6.7

3.9
3.2
3.6
3.8
Spot
6.5

3.3
3.4
3.7
3.2
Healthy Paws
6.5

3.6
2.4
3.5
3.1
See full list

Our Team

Our team has decades of experience covering insurance. We’re passionate about providing the information you need so you can make smart choices about the insurance coverage that best suits your needs.

Read More

Jason Metz
Jason Metz

Staff Editor

Michelle Megna
Michelle Megna

Staff Editor

Jason Metz

Jason Metz

Jason started in the insurance industry in 2007 as a claims handler before accepting a role as a fraud investigator. In his role at Forbes Advisor, he covers pet, travel, auto, home, renters, small business and health insurance. The running theme throughout his career has been to take complex information and making it easy to understand so that consumers can make well-informed decisions.

Expertise:


Car insurance


Pet insurance


Business insurance


Home insurance

Michelle Megna

Michelle Megna

Michelle has been a journalist for over 35 years, writing about insurance for consumers for the last 15 years. Michelle covers pet, travel, auto, home, life and health insurance. This involves writing and editing articles that help consumers make educated choices about insurance coverage. Prior to covering insurance, Michelle was a New York Daily News reporter and a foreign correspondent.

Expertise:


Travel insurance


Car insurance


Home insurance


Life insurance

Our Top Picks for Best Pet Insurance Plans

Best Overall

The Pets Best Elite plan is our pick for the best overall due to its low costs and robust coverage, including the ability to pay your vet directly.

Via Forbes Advisor

Best For Plan Upgrades

Figo offers pet owners the ability to upgrade their plan via “Powerups” where you’ll get coverage that’s hard to find elsewhere, such as advertising/rewards for lost/stolen pets, up to $10,000 in liability coverage and boarding expenses if you’re hospitalized.

Via Forbes Advisor

Best For Paying The Vet Directly

Chewy’s plan through its partnership with Trupanion stands out for its ability to pay your vet directly. It also has no extended waiting period for problems like cruciate ligament damage or hip dysplasia.

Via Forbes Advisor

Best For Healthy Pets

Embrace offers up to a 10% discount through its Healthy Pet Discount Program, which you’re unlikely to find elsewhere. You’ll also find a solid assortment of coverage options for a fair price.

Via Forbes Advisor

Best For Discounts

Lemonade combines below-average prices with a nice array of discounts, including bundling discounts, humane society and animal shelter discounts, and discounts for partnerships with affinity groups, veterinarian clinicians and employer discounts.

Via Forbes Advisor

Most Popular is calculated from the number of times each affiliate product was selected by Forbes Advisor users over a six month time period.

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  • Browse Article
  • The Best Pet Insurance Companies in More Detail
  • Summary: Best Pet Insurance Companies
  • Our Analysis of the Best Value in Pet Insurance
  • Pet Insurance Cost for Dogs and Cats
  • Pet Insurance Plan Details
  • Compare Pet Insurance Coverages by Plan
  • Compare Pet Insurance Coverages By Waiting Period
  • User Opinions of Pet Insurance Companies
  • How To Choose the Best Pet Insurance Company
  • Anticipated Pet Medical Bills Among Popular Dog Breeds
  • Frequently Asked Questions (FAQs)

The Best Pet Insurance Companies in More Detail

Pets Best

Pets Best

5.0
Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.
See Plans

Via Forbes Advisor

Pets Best

5.0
Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.
Maximum annual coverage

$5,000, Unlimited

Average monthly cost for unlimited coverage

$52 for dogs; $24 for cats

Deductible choices

$50, $100, $200, $250, $500

View Details
Pros
  • Pets Best will pay your vet directly if your vet signs the Veterinarian Reimbursement Release form
  • CareCredit cardholders can use the card to pay for vet bills and receive reimbursement directly to the card
  • No upper pet age limit for buying a new policy
  • Offers a 1-month trial policy for dogs and cats ages 8 and under through certain veterinary clinics and companies that partner with Pets Best
Cons
  • Does not cover prescription food or supplements
  • Does not cover stem cell treatments
  • 6-month waiting period for coverage of cruciate ligament issues

Figo

Figo

4.3
Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.
See Plans

Via Forbes Advisor

Figo

4.3
Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.
Maximum annual coverage

$5,000, $10,000, Unlimited

Average monthly cost for Unlimited coverage

$75 for dogs; $30 for cats

Deductible choices

$100, $250, $500, $750

View Details
Pros
  • Includes coverage for dental illnesses
  • 5% multi-pet discount, 5% military discount and a discount for employer groups
  • Covers euthanasia when a veterinarian recommends it
  • No upper age limit to buy a new policy
  • Base policy includes access to a 24/7 pet telehealth line and coverage for alternative therapies such as acupuncture, chiropractic treatment and magnet therapy
Cons
  • Figo’s prices are slightly above average compared to top competitors
  • Does not cover behavioral therapy or stem cell treatment
  • Does not cover prescription food or supplements
  • No option to pay the vet directly

Chewy

Chewy

4.2
Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.
See Plans

Via Forbes Advisor

Chewy

4.2
Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.
Maximum annual coverage

Unlimited

Average monthly cost for unlimited coverage

$89 for dogs; $44 for cats

Deductible choices

$250, $500, $1,000 ($500 in California)

View Details
Pros
  • Includes coverage for dental illnesses
  • Includes 100% coverage for prescription medication and prescription food
  • Chewy offers two different tiers of wellness plans for expenses such as annual checkups, fecal tests and pet vaccines
  • No extended waiting period for problems such as hip dysplasia and cruciate ligament issues
Cons
  • Does not include coverage for physical or behavioral therapies, but you can buy coverage for an extra cost (Chewy’s Complete plan does include coverage for behavioral therapy)
  • Does not include coverage for end-of-life expenses, such as euthanasia or cremation
  • The policy does not include a 24/7 pet telehealth line, but you’ll have access to free video consults with a vet (included with any Chewy Careplus accident and illness plan)

Embrace

Embrace

4.2
Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.
See Plans

Via Forbes Advisor

Embrace

4.2
Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.
Maximum annual coverage

$5,000, $8,000, $10,000, $15,000, Unlimited

Average monthly cost for unlimited coverage

$75 for dogs; $63 for cats

Deductible choices

$100, $250, $500, $750, $1,000

View Details
Pros
  • Multi-pet (10%) and military (5%) discounts
  • Dental illnesses covered and wellness plan available
  • Offers an accident-only policy
  • Includes access to a 24/7 pet telehealth line
  • Option to add a wellness plan
Cons
  • 6-month waiting period for orthopedic conditions—but can be reduced to 14 days with an orthopedic vet exam
  • Can’t pay the vet directly
  • Coverage for vet exam fees is an extra charge

Spot

Spot

4.1
Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.
See Plans

Via Forbes Advisor

Spot

4.1
Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.
Maximum annual coverage

$2,500, $3,000, $4,000, $5,000, $7,000, $10,000, Unlimited

Average monthly cost for unlimited coverage

$93 for dogs; $45 for cats

Deductible choices

$100, $250, $500, $750, $1,000

View Details
Pros
  • No extended waiting period for coverage of orthopedic problems
  • 10% discount for AAA members
  • Offers an accident-only policy
  • Offers two tiers of wellness plans
Cons
  • No option to pay the vet directly
  • Prices for mixed breed and purebred dogs are well above average, but Figo’s policy includes more coverage than you’ll find at most top competitors

Lemonade

Lemonade

4.0
Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.
Learn More

Via Forbes Advisor

Lemonade

4.0
Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.
Maximum annual coverage

$5,000, $10,000, $20,000, $50,000, $100,000

Average monthly cost for Unlimited coverage

$48 for dogs; $26 for cats

Deductible choices

$100, $250, $500, $750

View Details
Pros
  • Offers different tiers of wellness plans
  • Covers microchipping if you buy the Puppies and Kittens Preventative Care Package for pets aged 2 years and under
  • Multi-pet discount of 5% to 10%, depending on your state
Cons
  • No 24/7 vet telehealth line, but it has a live chat for pet health questions seven days a week, 6 a.m. to 12 a.m. ET
  • 30-day waiting period for orthopedic conditions
  • No option to pay the vet directly
  • May have an upper age limit to buy a new plan, depending on your pet’s breed
  • You’ll have to pay extra for coverage for vet exam fees, physical therapy and behavioral therapy, some top insurers include these vet expenses in their base coverage

Most Popular is calculated from the number of times each affiliate product was selected by Forbes users over a six month time period.


Summary: Best Pet Insurance Companies

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Pet Insurance Company Forbes Advisor rating Monthly pet insurance cost for a dog Accident waiting period Learn more
Pets Best Elite plan

Pets Best Elite plan

5.0
Rating

Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.

$52

3 days for accidents, 14 days for illnesses and 6 months for cruciate ligament conditions

See plans

Via Forbes Advisor

Figo

Figo

4.3
Rating

Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.

$75

1 day for accidents, 14 days for illnesses and 6 months for orthopedic conditions (can be waived with an orthopedic exam)

See plans

Via Forbes Advisor

Chewy Essential Plus plan

Chewy Essential Plus plan

4.2
Rating

Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.

$89

5 days for accidents, 14 days for illnesses and no extended waiting period for orthopedic conditions

See plans

Via Forbes Advisor

Embrace

Embrace

4.2
Rating

Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.

$75

Accident coverage begins at 12:01 a.m. ET, 14 days for illnesses and 6 months for orthopedic conditions (can be reduced to 14 days with an orthopedic exam)

See plans

Via Forbes Advisor

4.1
Rating

Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.

$93

14 days for accidents, 14 days for illnesses and no extended waiting period for orthopedic conditions

See plans

Via Forbes Advisor

Lemonade

Lemonade

4.0
Rating

Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.

$48

Accident coverage begins at 12:01 a.m. the day after you purchase a plan, 14 days for illnesses, 30 days for orthopedic conditions

See plans

Via Forbes Advisor

Provider Details
Pets Best Elite plan

Pets Best Elite plan

See plans

Via Forbes Advisor

Ratings
5.0
Rating

Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.

Monthly pet insurance cost for a dog

$52

Accident waiting period

3 days for accidents, 14 days for illnesses and 6 months for cruciate ligament conditions

Figo

Figo

See plans

Via Forbes Advisor

Ratings
4.3
Rating

Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.

Monthly pet insurance cost for a dog

$75

Accident waiting period

1 day for accidents, 14 days for illnesses and 6 months for orthopedic conditions (can be waived with an orthopedic exam)

Chewy Essential Plus plan

Chewy Essential Plus plan

See plans

Via Forbes Advisor

Ratings
4.2
Rating

Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.

Monthly pet insurance cost for a dog

$89

Accident waiting period

5 days for accidents, 14 days for illnesses and no extended waiting period for orthopedic conditions

Embrace

Embrace

See plans

Via Forbes Advisor

Ratings
4.2
Rating

Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.

Monthly pet insurance cost for a dog

$75

Accident waiting period

Accident coverage begins at 12:01 a.m. ET, 14 days for illnesses and 6 months for orthopedic conditions (can be reduced to 14 days with an orthopedic exam)

Ratings
4.1
Rating

Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.

Monthly pet insurance cost for a dog

$93

Accident waiting period

14 days for accidents, 14 days for illnesses and no extended waiting period for orthopedic conditions

Lemonade

Lemonade

See plans

Via Forbes Advisor

Ratings
4.0
Rating

Our ratings take into account plan pricing and coverage benefits. All ratings are determined solely by our editorial team.

Monthly pet insurance cost for a dog

$48

Accident waiting period

Accident coverage begins at 12:01 a.m. the day after you purchase a plan, 14 days for illnesses, 30 days for orthopedic conditions


Our Analysis of the Best Value in Pet Insurance

Pets Best’s Essential policy offers the most bang for your buck in our analysis of coverage vs. cost. While some policies include more coverage, like Pumpkin and Spot, Pets Best has the highest ratio of coverage compared to cost. 

In the graph below, bubbles that float to the top indicate companies with higher costs, and bubbles to the right indicate broader coverage. The Pets Best Essential plan offers the best value in our analysis.

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Pet Insurance Cost for Dogs and Cats

The table below shows the average cost of a pet insurance policy with $5,000 of annual coverage, a $250 deductible and 80% reimbursement level for top scoring plans.

Pet insurance costs an average of $46 per month for a dog and $23 per month for a cat, according to our analysis of pet insurance costs. A similar policy with unlimited annual coverage costs an average of $66 per month for a dog and $34 per month for a cat.

Your pet insurance costs will depend on factors such as your pet’s breed, age and the veterinary costs in your area.

Company Monthly Pet Insurance Cost For A Dog Monthly Pet Insurance Cost For A Car

Pets Best Elite

$52

$24

Figo

$75

$30

Chewy Essential Plus

$89

$44

mbrace

$75

$63

Spot

$93

$45

Lemonade

$48

$25

Via Forbes Advisor

Pet Insurance Discounts

The most common pet insurance discount is a multi-pet insurance discount, which ranges between 5% to 10% if you insure more than one dog or cat with the same pet insurer. Other discounts to look for include spay/neuter discounts, military discounts, annual pay discounts and a bundling discount if you bundle your pet policy with other types of policies, such as auto, home or renters insurance.

Pro Tip
Some employers offer pet insurance as a voluntary benefit, which could get you a 5% to 10% discount.

Pet Insurance Plan Details

Not all pet insurers offer benefits like a 24/7 vet telehealth line, coverage for vet exam fees, direct payment to your vet or optional pet wellness plans for routine care. If these coverage benefits are important to you, make sure the pet insurer offers them before you buy a plan.

The table below compares important coverage benefits from the top scoring plans on our list.

Company Covers pet exam fees for accidents 24/7 vet telehealth line available? Optional wellness plan? Can pay vet directly?

Pets Best Elite

Yes

Yes

Yes

Yes

Figo

No (add-on coverage is available)

Yes

Yes

No

Chewy Essential Plus

No (add-on coverage is available)

No

Yes

Yes

Embrace

Yes

Yes

Yes

No

Spot

Yes

Yes

Yes

No

Lemonade

No (add-on coverage is available)

No

Yes

No

Via Forbes Advisor


Compare Pet Insurance Coverages by Plan

Some pet insurers include additional coverage benefits like behavioral therapy (when prescribed by a vet), alternative therapy (such as chiropractic care or acupuncture), microchipping and end of life expenses (such as euthanasia for humane reasons). Here’s a look at what each company includes, or if it offers these coverage benefits as an add-on.

Company Covers behavioral therapy? Covers alternative therapy? Covers microchipping? Covers euthanasia or end-of-life expense

Pets Best Elite

Yes

Yes

No (add-on coverage is available)

Yes

Figo

No

Yes

No (add-on coverage is available)

Yes

Chewy Essential Plus

No (add-on coverage is available)

No (add-on coverage is available

No

No

Embrace

Yes

Yes

No (add-on coverage is available)

Yes

Spot

Yes

Yes

Yes

Yes

Lemonade

No

No

No (add-on coverage is available)

Yes

Via Forbes Advisor


Compare Pet Insurance Coverages By Waiting Period

Pet insurance waiting periods for accident coverage can be as short as one day, while illness waiting periods tend to be about 14 days. Some pet insurers have a longer waiting period for orthopedic problems (like ligament issues) of six months or longer. Here’s a look at pet insurance waiting periods by company.

Company Accident waiting period Illness waiting period Special waiting period

Pets Best Elite

3 days

14 days

6 months for cruciate ligament conditions

Figo

1 day

14 days

6 months for orthopedic conditions (can be waived with an orthopedic exam)

Chewy Essential Plus

5 days

14 days

None

Embrace

Accident coverage begins at 12:01 a.m. ET

14 days

6 months for orthopedic conditions (can be waived with an orthopedic exam)

Spot

14 days

14 days

None

Lemonade

Accident coverage begins at 12:01 a.m. ET

14 days

30 days for orthopedic conditions

Via Forbes Advisor


User Opinions of Pet Insurance Companies

Forbes Advisor collects user sentiment both directly through NPS surveys and indirectly by collecting user feedback across the internet using the Consumer Sentiment Index (CSI). This is how real users described their opinion of the top pet insurance companies:

Plan CSI rating How Likely to Recommend Common Positive Sentiments Common Negative Sentiments

Pets Best

6.6/10

Somewhat likely to recommend

Customizable and comprehensive plans

Slow claims processing

Figo

6.6/10

Somewhat likely to recommend

Quick claims processing through the app

Rising costs upon policy renewal

Embrace

6.8/10

Somewhat likely to recommend

Good coverage and flexibility in reimbursement options

Frequent cost increases

Spot

7.8/10

Likely to recommend

Ease of claims submission and fast reimbursement

Unresponsive customer service

Via Forbes Advisor

Editor’s note: Chewy and Lemonade do not have enough consumer reviews to rank or rate consumer sentiment adequately. As additional data accumulates, we will include the Consumer Sentiment Index analysis for Chewy and Lemonade in this space.


How To Choose the Best Pet Insurance Company

With all the variations in pricing and coverage details, it can be challenging to compare pet insurance policies in an apples-to-apples way. We found the best way to do it is by prioritizing the benefits that are the most important to you and then comparing prices among the policies that match your must-haves.

Select a Plan Type That Meets Your Needs

If you’re shopping for pet insurance, the first thing we recommend looking at is the plan type. We recommend a comprehensive pet insurance policy that covers accidents and illnesses. This is sometimes referred to as a “nose to tail” policy.

The three main types of pet insurance can generally be broken down to:

  • Accident and illness plan. This covers vet bills for accidents (like broken bones) and illnesses (such as cancer, allergies and skin infections).
  • Accident-only plan. This covers accident-related vet expenses, such as broken bones, bite wounds and ingested foreign objects. It does not cover illness-related vet expenses.
  • Pet wellness plans for routine care. This is typically an add-on policy that covers routine vet expenses like annual wellness exams, flea and heartworm prevention and vaccinations.

Determine What Coverage Types Are Important to You

Consider what types of health issues should be covered by your ideal policy, especially when it comes to potentially pricey problems. Pet insurance policies will typically offer a range of annual maximums, deductibles and reimbursement levels to choose from. We would prioritize choosing coverage levels you’re comfortable with rather than focusing on price alone. In the event of an expensive claim, you’ll be glad you bought sufficient coverage.

  • Annual maximum coverage. This is the maximum amount that will be paid out for pet insurance claims during the policy period. Common annual maximum coverage amounts include $5,000, $10,000 and unlimited.
  • Deductible. This is the amount you’ll pay toward vet bills before your coverage kicks in. Common deductible choices include $100, $250 and $500.
  • Reimbursement percentage. This is the reimbursement you’ll get back if you make a pet insurance claim. Common reimbursement levels include 70%, 80% and 90%.

Your pet’s age, breed and health history can affect what kind of coverage you want. Consult with your vet about your pet’s susceptibility to certain illnesses or injuries common to the breed. Also, consider the pet’s risk of injury if they spend a lot of time outdoors.

Learn more: What Does Pet Insurance Cover?

Consider Waiting Periods

A waiting period is the time between the policy purchase date and when the coverage begins. Pet insurance waiting periods are generally two to 14 days for accident coverage and 14 days for illness coverage.

Some pet insurers have special waiting periods for orthopedic conditions. If you have a dog, we recommend taking a hard look at any special waiting periods, such as those for cruciate ligament issues. Many policies have a six-month waiting period for this, but some insurers will waive this waiting period if you have an orthopedic exam done. You can find pet insurance with no special waiting periods, such as ASPCA pet health insurance.

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Expert tip

Jason Metz
Jason Metz
Lead Editor

Jason Metz
Jason Metz
Lead Editor

Special waiting periods for orthopedic conditions like hip dysplasia or cruciate ligament issues can range from six to 12 months, but you can find pet insurance with no waiting period for orthopedic conditions. If a long waiting period is a concern, I recommend looking at insurers like ASPCA, Pumpkin, Spot and Trupanion.

Compare Quotes for Plans That Match Your Wish List

The best way to find a policy within your budget is to compare pet insurance quotes from multiple insurers. Make sure to compare quotes for various levels of annual coverage. In some cases, you can pay a little more per month for a lot more coverage.

For example, unlimited annual coverage from Pets Best is only about $6 more per month than its $5,000 limit plan. This is a bargain compared to other pet insurers, where the monthly price difference can be more like $30 and up.

Other Pet Insurance Comparison Factors

  • Reimbursement levels. Your coverage levels will impact your pet insurance cost. If you want to pay less out of pocket, choose a lower deductible and a higher reimbursement amount, but it’ll cost you more in premiums because your insurer will pay out more if you file a pet insurance claim.
  • Exam fees. When you take your pet to the veterinarian for an accident or illness, you pay an exam fee, which typically costs $100 or more, depending on your veterinarian and visit type. Make sure the policy covers these exam fees because not all do.
  • Eligibility. Some pet insurers have age limits to buy a policy. Most insurers will insure puppies and kittens around the age of six to 10 weeks. But some insurers have upper age limits (such as age 14) to buy a policy. The best pet insurance companies for older dogs do not have upper age limits and have convenient coverage perks like a 24/7 pet telehealth line and the option to add a wellness plan.
  • Benefits. Look for extra benefits like a 24-hour vet helpline in case your pet gets sick outside of veterinarian operating hours. As another example, Nationwide pet insurance members have access to preferred pricing on pet prescriptions at any Walmart pharmacy.

Among popular dog breeds, poodles and dachshunds are the most likely to develop health problems as adult dogs. But based on data from Fetch, Rottweilers have the most expensive cost of care as adult dogs.

Dog breed Chance of illness as an adult dog Anticipated cost of care as a puppy Anticipated cost of care as an adult dog

Beagle

64%

$3,073

$8,225

Dachshunds

69%

$3,078

$6,407

English bulldogs

56%

$4,106

$7,194

French bulldogs

62%

$4,158

$8,756

German shepherds

48%

$3,038

$6,489

Golden retrievers

59%

$3,382

$7,496

Labrador retrievers

55%

$3,846

$6,999

Mixed breeds (medium sized)

59%

$3,445

$7,680

Poodles

72%

$3,759

$10,408

Rottweilers

62%

$4,158

$11,625


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Frequently Asked Questions (FAQs)

Is pet insurance worth it?

We found the best way to determine if pet insurance is worth it is to consider how an unexpected vet bill could impact your personal finances. For example, if you’ve been paying about $50 per month for pet insurance for three years, you’ve paid $1,800 in pet insurance premiums.

Let’s say your dog swallowed a tennis ball and surgery cost $3,500. If you have a $250 deductible and 80% reimbursement level, your out-of-pocket cost for treatment would be $900 ($250 deductible + 20% of $3,250 = $900). Adding up the premium for three years and what you’ve paid toward treatment, you’ve paid $2,700 and avoided paying $800 by having pet insurance.

What is the best dog insurance?

We found that Pets Best pet insurance is the best dog insurance company among the companies we evaluated because of its solid coverage options and low prices for unlimited annual coverage. Dog owners will find a 24/7 vet telehealth line, the option to add a wellness plan and the ability to pay the vet directly, which can help keep out-of-pocket expenses low. 

Other pet insurance companies that scored well in our analysis were Chewy, Figo, Spot, Embrace and Healthy Paws.

What is the best cat insurance?

We found that Pets Best is the best cat insurance due to its competitive prices and coverage options. These include access to a 24/7 vet telehealth line, an optional wellness plan and the ability to pay the vet directly. 

Other insurers that were among our winners for best cat insurance companies include Embrace, Spot, Figo and Healthy Paws.

Do all vets take pet insurance?

All vets take pet insurance in the sense that pet insurance is generally reimbursement-based, meaning you’ll pay the veterinarian bills up-front and then submit a claim to your pet insurance company for reimbursement. So in most cases, the veterinarian does not interact at all with the insurance company. 

Some pet insurance companies pay the vet directly, which can reduce your out-of-pocket costs and you won’t have to wait for an insurance claims check. 

What is the best level of pet insurance?

The best level of pet insurance is an accident and illness plan with an added pet wellness plan for routine care. This combination covers the most types of problems, such as major illnesses like cancer, accidents such as ingesting foreign objects, and routine vet expenses like annual exams and vaccinations. This combination is sometimes referred to as a comprehensive plan or a “nose to tail” plan.

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