A 3% cash-back credit card can be an excellent choice for those with high spending in specific bonus categories. However, it’s essential to consider your own spending habits to determine which type of card will be most beneficial for you. If you spend heavily on purchases for which few cards offer bonuses, a flat-rate rewards card may be the better choice.
If a 3% cash-back credit sounds right for you, carefully consider factors such as fees, bonus category selection and redemption flexibility when comparing your options. And be careful to read all the fine print before you apply for any credit card.
To view rates and fees for Blue Cash Preferred® Card from American Express please visit this page.
¹With Return Protection, you may return eligible purchases to American Express if the seller won’t take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details.
²Car Rental Loss and Damage Insurance can provide coverage up to $50,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.